While the primary purpose of this website is to introduce you to
Master Collision Repair and earn your business; we also
hope to take some of the uncertainty and stress out of the
repair process. By educating the consumer we hope to make you
more comfortable and earn your trust.
Although your insurance company may present you with a list of
repair facilities, you are under no obligation to choose one
from their list. Legally, they cannot require you to use a
particular repair facility...
Like any machine, a car needs regular maintenance to perform
properly. Follow your manufacturer’s instructions regarding oil
changes, fluid flushes and the like..
OEM (Original Equipment Manufacturer) - Parts that
are manufactured and sold by the maker of your vehicle. HIDDEN DAMAGE - Damage discovered after the vehicle
is disassembled.
When shopping for insurance, price should not be your
deciding factor. Don’t believe everything you’ve seen in the
commercials. The cheapest quote is not always the insurance
that is right for your needs. Big differences in price
usually mean big differences in coverage and/or service;
which may not become visible until you file a claim and need
it the most.
Ask questions. Ask your friends and family which insurance
company they have. Ask if they have filed a claim. Ask them
to rate the experience. Ask if they would purchase insurance
with the same company again. When you receive your quotes,
make sure you are comparing the same coverage levels and
options. Below are some basic points you should know and
understand about any insurance coverage you are considering.
COMPREHENSIVE
COVERAGE - Coverage for damage beyond the vehicle
owner’s control. Usually when vehicle is not moving, such as
vandalism, hail damage, fire, theft, water, falling tree
limbs, etc. Commonly combined with collision coverage and
required on financed or leased vehicles.
COLLISION COVERAGE Coverage for damage incurred to
your vehicle. Such as collisions with moving or stationary
objects while moving regardless of fault. Usually required
on financed or leased vehicles.
Although your insurance company may present you with a list of
repair facilities, you are under no obligation to choose one
from their list. Legally, they cannot require you to use a
particular repair facility...
Like any machine, a car needs regular maintenance to perform
properly. Follow your manufacturer’s instructions regarding oil
changes, fluid flushes and the like..
OEM (Original Equipment Manufacturer) - Parts that
are manufactured and sold by the maker of your vehicle. 
COMPREHENSIVE
COVERAGE - Coverage for damage beyond the vehicle
owner’s control. Usually when vehicle is not moving, such as
vandalism, hail damage, fire, theft, water, falling tree
limbs, etc. Commonly combined with collision coverage and
required on financed or leased vehicles.